Posted on 14/12/24 01:23 pm
The SmartyPig app can help you take control of your funds by saving money on everyday purchases. In doing so, the service focuses on goal setting and tracking, allowing you to map out your payments, set reminders, and track your progress.
They also offer an annual percentage yield that’s much higher than what most traditional banks provide. If you’re into smart saving, take a look at SMSpinVerify’s guide on the SmartyPig app. It’ll also explain how to sign up anonymously using a fake phone number.
What is the SmartyPig App?
SmartyPig is an online piggy bank created in 2008 for people who want to save money by setting financial goals and deadlines. You can connect your bank account to the service and set up regular monthly or fortnightly deposits. However, you will only be able to use the app after confirming your bank details.
This will allow you to set targets for both small purchases and big plans such as holidays or vacation savings. Funds are transferred from your bank account to your SmartyPig account gradually, and you can withdraw money at any time. Features such as setting deadlines, reminders, and progress tracking are available to help you achieve your goals.
In addition, funds can be placed in a savings account with an annual percentage yield of around 1.7–1.8%, depending on the amount deposited. This interest is higher than average, and deposits are insured by the U.S. Federal Deposit Insurance Corporation (FDIC). Money can be withdrawn at any time with no restrictions.
The biggest advantage of the SmartyPig app is that it does not charge any deposit or withdrawal fees, regardless of the amount. However, there are some withdrawal limits as stated in the Terms of Service. So, SmartyPig is a reliable service that explains its features in detail on the homepage and FAQ section of the official website. The app has a rating of 4.6 on the App Store based on over 800 reviews.
Signing up is quick. You’ll need to provide your email or mobile number, create a password, and submit your name and a document proving you live in the US. Whether you sign up with your email or number, you’ll have to verify the data. You also need to link your bank account before you can start using the service.
The service doesn’t ask for too much personal info for a SmartyPig login, which is great. If you use a mobile number, you’ll receive an SMS with a verification code. If you choose to use email, you’ll receive a similar verification, but in the form of an email.
It’s advised to avoid sharing your data on online services whenever possible. Your phone number and email can be vulnerable to spam attacks if they fall into the wrong hands. Using fake login information can be a safer option to register a SmartyPig profile.
Given that, consider a temporary mobile number as an option to sign up here. Instead of relying on regular SIM cards that require your identity details, these numbers operate entirely within the cloud space while still allowing SMS verification for services.
Virtual phone numbers are a reliable solution for accessing platforms that may be restricted in certain regions or require a local mobile number. They allow you to bypass phone verification and register accounts without using a physical SIM card. By using virtual numbers, you can maintain privacy and anonymity, which is especially valuable on today’s internet.
SMSpinVerify offers a way to get such a phone number for receiving SMS messages on the most favorable terms. In addition, country codes are available to choose from all known countries and regions.
Here’s how to create a SmartyPig account without using a personal phone number using SMSpinVerify:
By following these steps, you can easily set up your SmartyPig account without tying it to a personal phone number.